*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:100px}body{margin:0;font-family:var(--font-sans),Arial,sans-serif;color:#334155;background:#f7f9fb;line-height:1.7}a{color:#066089;text-underline-offset:4px}a:hover{text-decoration:underline}a:focus-visible,summary:focus-visible{outline:3px solid #0795c9;outline-offset:5px;border-radius:3px}.wrap{max-width:1240px;margin:auto;padding:0 clamp(20px,4vw,40px)}.skip{position:absolute;top:-80px;background:white;padding:12px;z-index:99}.skip:focus{top:8px}.site-header{position:sticky;top:0;z-index:10;background:#fff;border-bottom:1px solid #e2e8f0}.header-row{min-height:72px;display:flex;gap:24px;align-items:center;justify-content:space-between}.brand img{height:36px;width:auto;display:block}.desktop-nav{display:flex;gap:20px;align-items:center}.desktop-nav a{font-size:14px;font-weight:700;color:#334155;text-decoration:none}.cta{background:#0795c9;color:#fff!important;padding:8px 16px;border-radius:9px;text-decoration:none;font-weight:700}.mobile-nav{display:none}.hero{background:radial-gradient(circle at 90% 0,rgba(41,169,221,.2),transparent 55%),linear-gradient(135deg,#0f172a,#066089);color:white;padding:52px 0 58px}.crumb{font-size:13px;color:#cbd5e1}.crumb a{color:inherit}.eyebrow{color:#8dd4f0;font-size:12px;font-weight:700;letter-spacing:.14em;margin:26px 0 12px}h1{font-size:clamp(34px,4.8vw,58px);letter-spacing:-.03em;line-height:1.08;margin:0;max-width:20ch}.intro{font-size:18px;max-width:60ch;color:#e2e8f0;margin:20px 0}.date{font-size:13px;color:#cbd5e1}.legal-grid{display:grid;grid-template-columns:260px minmax(0,1fr);gap:36px;padding-top:40px;padding-bottom:64px}.contents{align-self:start;position:sticky;top:100px;background:#fff;border:1px solid #e2e8f0;border-radius:16px;padding:22px}.contents h2{font-size:14px;margin:0 0 14px;color:#0f172a}.contents ol{padding-left:18px;margin:0}.contents li{padding:4px 0;font-size:13px}.contents a{color:#475569}.legal-body{background:white;border:1px solid #e2e8f0;border-radius:20px;padding:clamp(24px,4vw,44px);min-width:0}.legal-body section{scroll-margin-top:100px;padding-bottom:26px;margin-bottom:26px;border-bottom:1px solid #e2e8f0}.legal-body section:last-of-type{border:0;margin-bottom:0}.legal-body h2{font-size:22px;line-height:1.3;color:#1e293b;margin:0 0 14px;letter-spacing:-.02em}.legal-body p{margin:0;overflow-wrap:anywhere}.help{background:#e9f6fc;border:1px solid #c9eaf7;border-radius:14px;padding:22px}.help h2{font-size:20px}.site-footer{background:#0a1424;color:#cbd5e1;padding:48px 0 28px}.footer-grid{display:grid;grid-template-columns:1.4fr .8fr .8fr 1.2fr;gap:36px}.site-footer a{color:#e2e8f0}.site-footer h2{color:#8dd4f0;font-size:11px;letter-spacing:.14em;margin:0 0 14px}.footer-links{display:flex;flex-direction:column;gap:8px}.footer-grid p{font-size:14px;margin:12px 0}.footer-logo{height:40px;width:auto;max-width:100%}.footer-bottom{display:flex;justify-content:space-between;flex-wrap:wrap;gap:16px;border-top:1px solid #ffffff20;margin-top:32px;padding-top:22px;font-size:13px}.policies{display:flex;flex-wrap:wrap;gap:12px 20px}.policies a[aria-current=page]{color:#8dd4f0} @media(max-width:1050px){.desktop-nav{gap:12px}.desktop-nav a{font-size:12px}.header-row{gap:12px}}@media(max-width:850px){.desktop-nav{display:none}.mobile-nav{display:block;padding:0 0 12px}.mobile-nav summary{cursor:pointer;font-weight:700;padding:12px 0}.mobile-nav nav{display:flex;flex-direction:column;gap:12px;padding:12px 0}.header-row{min-height:64px}.site-header{position:relative}.legal-grid{grid-template-columns:1fr;gap:20px}.contents{position:static}.contents ol{columns:2;column-gap:28px}.contents li{break-inside:avoid}.footer-grid{grid-template-columns:1fr 1fr}}@media(max-width:480px){.contents ol{columns:1}.footer-grid{grid-template-columns:1fr}.hero{padding:32px 0 40px}.legal-body h2{font-size:20px}.header-row>.cta{font-size:12px;padding:8px 12px}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}

/* Readable hero heading on the dark banner, and a compact mobile menu */
.hero h1{color:#fff;text-wrap:balance}
.hero .crumb a{text-decoration:none}
.hero .crumb a:hover{text-decoration:underline}
.site-header .wrap{position:relative}
@media(max-width:850px){
 .header-row{padding-right:56px}
 .mobile-nav{padding:0}
 .mobile-nav summary{position:absolute;top:10px;right:clamp(20px,4vw,40px);width:44px;height:44px;padding:0;border:1px solid #cbd5e1;border-radius:12px;background:#fff;list-style:none;font-size:0;color:transparent;display:flex;align-items:center;justify-content:center}
 .mobile-nav summary::-webkit-details-marker{display:none}
 .mobile-nav summary::before{content:"";width:20px;height:14px;background:linear-gradient(#1e293b,#1e293b) 0 0/100% 2px no-repeat,linear-gradient(#1e293b,#1e293b) 0 50%/100% 2px no-repeat,linear-gradient(#1e293b,#1e293b) 0 100%/100% 2px no-repeat}
 .mobile-nav[open] summary::before{content:"✕";width:auto;height:auto;background:none;font-size:18px;color:#1e293b;line-height:1}
 .mobile-nav nav{gap:0;padding:4px 0 12px;border-top:1px solid #e2e8f0}
 .mobile-nav nav a{padding:12px 0;font-size:16px;font-weight:700;color:#1e293b;text-decoration:none;border-bottom:1px solid #f1f5f9}
}
@media(max-width:480px){
 .hero h1{font-size:clamp(30px,9vw,40px)}
 .intro{font-size:16px}
 .eyebrow{margin-top:18px}
}
@media(max-width:360px){.header-row>.cta{display:none}}

/* Footer: legal links get their own column */
.footer-grid{grid-template-columns:1.4fr .75fr .75fr .95fr 1.2fr}
.footer-links a[aria-current=page]{color:#8dd4f0}
@media(max-width:850px){.footer-grid{grid-template-columns:1fr 1fr}}
@media(max-width:480px){.footer-grid{grid-template-columns:1fr}}